What is over 50s Life Insurance

Over 50s Life Insurance is similar to life insurance but only available to those who are 50 years of or over. It is paid out as a lump sum and used mainly to cover debts, financial commitments, gifts to loved ones or funeral arrangements. As long as the monthly premiums are paid your loved ones will receive the cash sum when you’re no longer around.

Guaranteed Acceptance

Over 50s life Insurance is very popular cover as it guarantees acceptance. You won’t need to take and medical exams and are not expected to answer lengthy health questions. This means no matter what your current health conditions the over 50s guarantees you acceptance and helps you to find cover to suit your needs at the cost and lump sum you’re looking for.

Benefits of Over 50s

• Guaranteed acceptance regardless of medical or health conditions
• Lump sum payment (you’ll need to have paid in to the policy for a minimum of 6 months)
• No medical questions